: How to get a car title loan in Long Beach fast

How to get a car title loan in Long Beach fast

The car title loan is the fastest solution for anyone who needs money urgently. You get the cash on the day that you apply and usually you get approved within 30 minutes of your application, whether you do it online, over the phone or in person in one of our offices.

How to get a car title loan in Long Beach fast

What a car title loan entails

The process for getting a car title loan is pretty easy and quick. Keep in mind that you can also use your RV, truck, trailer, motorcycle or boat. You need to have the title of the vehicle in your name in order to be able to apply for a loan.

Car title loans are quite popular since they are a quick solution in emergency financial situations. They are preferred by many people because the lender runs no credit check on the person applying for the loan and with another type of loans, bad credit is one of the most frequent reasons why a borrower is turned down.

Car title loans are usually for small amounts and for a short period of time. Note that, with Fast Money Loan you can get as much as 100% of the Manheim value of your vehicle or up to $50,000. The usual period of the loan contract is 36 months; however, you are free to repay it quicker without a pre-payment penalty.

One of the advantages of getting a car title loan from Fast Money Loan is that you will also keep and drive your vehicle throughout the duration of the contract.

With a car title loan, you get fast money at an affordable monthly payment that you can use to settle your immediate financial issues.

Where to get a car title loan in Long Beach CA

If you need to get a car title loan fast, check what the lenders in Long Beach CA have to offer. There are several things to look for like the interest rate, the duration of the loan contract, the pre-payment penalty and the nature of the title loan approval process.

Here at Fast Money Loan, we guarantee a simple and transparent approval process that can be finalized within 30 minutes of your application. It doesn’t matter if you decide to contact us online, over the phone or in person. Our dedicated experts will help you get approved as quickly as possible and answer all the questions you may have. In addition to that, you have the freedom to choose whether to contact us over the phone, apply directly online or visit us personally in our office in Long Beach CA.

What documents to bring to get a car title loan

In order to get a car title loan, you basically need two sets of documents – one proving your identity and second proving the ownership of the vehicle.

The documents that you need to bring are your ID, a valid driver’s license, Social Security Card, proof of your current address, and employment (e.g. last paid utility bill or other financial documents). You need to provide the car title, which has to be on your name and be free of other liens against it. The car insurance and registration are also required. You might also be required to bring the spare key of the vehicle even though with Fast Money Loan you can keep and drive your vehicle for the duration of the loan contract.

Get started

Do not hesitate to apply for a car title loan. With Fast Money Loan, you get an approval of your loan within 30 minutes.

There are three ways to get in touch with us – call us at 877-594-4025, apply through our website or visit our office at 3451 Cherry Ave. Long Beach CA 90807. For your convenience we have also opened several locations throughout California in addition to the main office in Long Beach – you can find us in Los Angeles County, Orange County, Riverside County, San Diego County, Sacramento County, and Bakersfield.

Choose the most convenient way to apply for a car title loan and walk away from both with your car and the needed cash in less than half an hour.

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How to Get a Car Title Loan in Long Beach CA with Bad Credit

How to Get a Car Title Loan in Long Beach CA with Bad Credit

Borrowing money with a poor credit history is often a challenge for those in need of a loan and in some cases can even be impossible. Lenders have to complete a credit check before approving you for a loan.

How to Get a Car Title Loan in Long Beach CA with Bad Credit

But this is not the case with car title loans. If you have had financial difficulties in the past and have a bad credit history, you can still access loans in Long Beach CA. One good option is applying for a car title loan.

Car title loans explained

Car title loans or auto title loans are a form of borrowing money, characterized by short-term loan contracts, a smaller amount of money lent and the quick process of applying and getting approved.

The main requirement for getting approved for an auto title loan in Long Beach CA is the ownership of a vehicle. The borrower’s vehicle is used as the guarantee for the repayment of the loan. In some cases, the borrower will be able to drive the vehicle freely while the loan is active and is being repaid. However, it is vital to ask your lender whether this is something they allow as this practice varies from lender to lender.

Car title loans in Long Beach CA with bad credit

Because of the nature of car title loans and the use of the borrower’s vehicle as collateral, the credit score is not important and is often not included in the application process. Auto title loan lenders in Long Beach CA will not be interested in your credit history but will rather want to know more about your vehicle and your current employment.

What you’ll need to bring to get an auto title loan in Long Beach CA

To begin your application process, a number of documents are required to identify the borrower and the vehicle, which will be used as security for the loan. The documents include identification documents such as driver’s license and Social Security number, proof of address, financial documents required by your lender, vehicle documents, and references.

The best place to get an auto title loan in Long Beach CA

Car title loans are a popular and reliable way to get quick cash. There is a wide variety of companies who offer title loans in Long Beach CA. However, make sure that you have done your research and have ensured that your chosen lender is dependable and has credibility. Fast Money Loan is a professional auto title loan lender and the loan representatives will be with you every step of the way, making sure that you get approved.

Get Started

Get in touch with a specialist from Fast Money Loan by calling 877-594-4025, share your situation and the desired loan amount and the experts will guide you on the next steps. You can get your auto title loan the same day – the process is quick and usually takes no more than 30 minutes.

You can also apply in person at 3451 Cherry Ave. Long Beach CA 90807.

Wanted to get approved right away?

Apply for a car title loan in Long Beach CA online right now.

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Get a Car Title Loan in Long Beach CA | Fast Money Car Title Loans

Get a Car Title Loan in Long Beach CA

Financial emergencies can easily occur, bringing chaos and stress into our lives. Whether it’s a medical emergency, a forgotten bill or that last-minute trip that a friend invited us to, we can find ourselves short of cash. If you are looking for a quick loan in Long Beach, California, the car title loans may be the right answer.

Get a Car Title Loan in Long Beach CA

What is a car title loan?

Car title loans, also known as auto title loans, are quick and usually short-term loans that offer emergency financial help when you don’t have other options. With an auto title loan in Long Beach, CA, the borrower receives money by using a vehicle they own as warranty. One thing to know about auto title loans is that the money you borrow will usually be a smaller amount due to the nature of the loan.

What do I need to get a car title loan in Long Beach CA?

In order to get a car title loan in Long Beach CA, you will need to provide proof of ownership of the vehicle that will be used as the guarantee. In a simple application process, the borrower provides information about his vehicle, including the year, make, and model. You will also need proof of income, a valid driver’s license, and typically a few references.

How long does it take to get an auto title loan?

Vehicle title loans are the quickest form of borrowing, which makes them an attractive option for individuals in need of quick cash. You can receive your auto title loan in Long Beach CA in just 30 minutes as no credit check is required for you to get approved. As long as there is evidence that you are capable of repaying the loan, such as proof of current employment, you will get approved quickly.

Where do I go to get an auto title loan in Long Beach CA?

There are a number of car title loan providers in Long Beach CA but it is worth researching the company’s reliability before making a decision and applying for the loan. At Fast Money Loan, you can get fast, caring service and have access to the money in a blink of an eye. You will also be able to drive the vehicle while the loan is being repaid.

Get started!

Getting started is easy! Get in touch with a representative from Fast Money Loan at 877-594-4025 to apply by phone, stop in to apply in person at 3451 Cherry Ave. Long Beach CA 90807 or apply for your car title loan in Long Beach CA online right now!

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Choosing a Credit Card

The difficulty in choosing just one credit card is that no credit card will suit all possible needs. Each one has its own advantages and disadvantages and it’s up to you to weigh the pros and cons based on what your needs are.

Choosing a Credit Card

Cashback and Reward Credit Cards

As the name suggests, reward cards offer different rewards. In most cases, these are either points you can use in specified stores and airlines or cashback based on your use of the card. The best way to use reward credit cards is to pay the balance by the end of every month. Not doing so will cause you to accrue interest on your cards and the benefits will not be worth it.

Purchase Cards

These are the best credits cards for those who have planned a significant, expensive purchase and would like to pay the debt off on a schedule, with no interest. These cards have no interest implied for a certain time period, after which it begins to accumulate. As long as you are confident that the debt will be repaid before the interest period starts, the purchase credit card is a great idea!

Balance Transfer Cards

Balance transfer cards allow the cardholder to transfer the balance from his or her current credit card without any fees for the transfer. When deciding on the type of balance transfer card, it is advisable to ask about transfer limits.

Low Rate Cards

Often, credit card users switch credit cards repetitively to take advantage of the 0% interest during the introductory period. Low rate cards offer the lowest possible APR and it is set for the whole period that the user will be using the card, eliminating the need for constant change.

Credit Builder Cards

For individuals with poor or no credit history, the credit builder card is the ideal option to help improve credit scores and create a positive rating. These cards are usually chosen by those looking to recover their credit reputation as they require monthly payments and once these are made, your credit score improves.

International Credit Cards

If you are someone who travels a lot, you have to find the best solution that will work globally. Review the cash advance fees and taxes, as well as additional charges before you sign up.

Always review initial and annual fees when signing up for a credit card, along with the detail on interest rates and potential fluctuations. Always compare different options to make sure you got the best one available. On some occasions, an auto title loan might serve you better than a new credit card. Some credit card types will require a high credit score and not everyone will be eligible.

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to improve your credit

7 Things you can do this year to improve your credit

Whether you want to purchase a house or a new car, you need a good credit score to get approved and get a decent interest rate.

There are things you can do to improve your credit score. However, the process takes time because your score shows your money management habits over a several-year span. Here’s what you can do today to improve your score.

things you can do to improve your credit

Pay bills on time

Late or missed payments are a credit score killer. One way to make sure you pay on time is to set up a monthly payment with your bank. Don’t make the mistake to schedule the payment for the day it’s due. Instead, schedule it for a day after you get paid. Otherwise, you risk running short of money when the due date comes.

Alternatively, create a calendar event on your phone. There are plenty of scheduling apps that will remind you of payment due dates. It will only take a minute or two to set it up.

Lower your credit card balances

A major factor in calculating your credit score is the ratio of how much credit you have available versus how much you are actually using. Lenders recommend you to keep a credit utilization rate of 30% or less. Pay down the balance and try to maintain the balances at 30% or less, if possible.

Pay off small balance credit cards

How many cards you have with a balance is also a part of your credit score calculation. If you happen to have quite a few cards, try to pay the ones with a small balance off. It is better to have one or two cards and use them for the major purchases. Furthermore, getting rid of small debts will give you a psychological boost to pay off bigger sums in the future.

Keep old debt on your report

As already mentioned, a report shows how you handle your debt and how financially responsible you are. There is no need to remove a debt from your report (like a car loan you paid off). Leave it on your report to show future creditors that they can trust you with your next loan. Besides, the old debt will be gone from your report in seven years.

Pay attention to your credit score

Get used to checking your credit score regularly. There you can see exactly what needs improvement. Download Credit Sesame to get payment reminders, organize your debt and even get a sample credit score (an estimate, not your exact FICO score).

Negative credit report

Understanding negative reporting is important because negative information not only stays in your report for seven years (ten for bankruptcy), but it also lowers your score. The causes are usually late payments, debt collections, judgments, charge-offs, repossession, foreclosure, tax liens, or even bankruptcy. If you want to settle a debt you cannot pay in full, make sure you understand the full terms of the “re-negotiation”. It is better to pay in a settlement than to declare bankruptcy so make sure you carefully consider all your options.

Bonus tips

There are not many ways in which one can improve their credit score. It is pretty straightforward – do not be late with your payments and the overall score will increase.

Do not take risks

One of the best things to do while trying to better a credit score is to play it safe. Two of the biggest risks for your credit score are missing payments (for which, as mentioned above, an app can help) and suddenly paying less than normally.

Don’t focus on your credit too much

If you just pay everything on time, your score will slowly but surely improve. There are no shortcuts and there is no need to stress out. Be patient and watch your credit score get better month by month.

Know the types of debt

Credit cards are probably the first thing we think of when debt is mentioned. Credit card debt is one of the most common debts, along with student loans, and medical debt. But there are many more consumer debts, like mortgage, car loan, utilities, phone bills, installment plans, services, etc. What all consumer debts share in common is the fact that they are all covered by Fair Debt Collection Practices Act. As the name implies, the act sets some limits for debt collectors and protects certain rights of consumers.

Improving your credit score takes time and persistence, but it is not impossible. The earlier you start taking action, the sooner you will be able to meet your financial goals: getting a mortgage for your dream home, purchasing the dream car or even pursuing educational growth.

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