Apply for a car title loan in CA

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By providing a telephone number with any request for services or loans from Fast Money Loan (“we,” “us,” “our”), you authorize us to call and send text messages to these numbers using an automatic telephone dialing system and/or artificial/prerecorded messages, when we provide account information and services, such as transaction approvals, payment reminders, or collection messages. If you do not want to receive these account messages by text, you can withdraw consent by following the opt-out procedures in the text message. We will not charge you for these communications, but your telephone service provider may charge you to receive them.

Financing From 18.59%-33.42% APR
We understand everyone has financial challenges in life, and that’s why Fast Money Loan exists. We’re here to help you get the cash you need as quickly as possible. We’ve been providing title loans since 1997, and we’re in this business to help people just like you. With fast money loan your guaranteed an affordable monthly payment.

Our Auto Title Loans program was designed to provide a quick and efficient financial solution to California residents that need money fast. The Fast Money Auto Title Loan program offers an APR as low as 18.59% and up to 33.42% for all qualifying customers that meet all the necessary criteria.

Our Title Loan Process Is Simple

  • Quickly fill out a simple online application.
  • Speak to one of our friendly loan representatives
  • Visit one of our many locations throughout all of California
  • Complete and submit the required documents
  • Get the cash you need and you keep driving your car

APR and Cost of Credit
Interest Rate: Fast Money Loan charges Interest rates starting as low as 17% simple interest and is dependent on your financial ability to repay your loan, creditworthiness, collateral, and agreed-upon terms. The Annual Percentage Rate (“APR”), may be slightly higher due to an Administrative Fee which is included in the computation of APR as Prepaid Interest.

APR: Maximum APR is 33.42%.

Administrative Fee: Fast Money Loan may charge an Administrative Fee. Administrative Fees are fully earned at origination. See examples below.

DMV or Lien Transfer Fees: Fast Money Loan may include a DMV Fee or Lien Transfer Fee in your loan.

No Pre-Payment Penalty: Fast Money Loan does not charge a pre-payment penalty.

No Minimum Repayment Period: There is NO minimum repayment period.

Loan Term: All loans are written for a period of 36 months. However, you may payoff the loan early without a prepayment penalty. We do not offer loans with a repayment period of 60 days or less.

Examples of 36 Month Loans:

Loan Amount $2,600.00 $2,600.00
Interest Rate 32% 17%
Term Length 36 Mo. 36 Mo.
Processing Fee $75.00 $75.00
DMV Lien Transfer Fee $15.00 $15.00
Monthly Payment Amount $115.97 $95.31
Total Cost Payable $4,164.68 $3,425.76

No Pre-Payment Penalty
The interest on the loan may vary depending upon the timing of the payments made. There is no prepayment penalty. This means that you can pay off your loan at any time without penalty, and you will only be charged interest during the time that you have an outstanding balance. However, the administration fee (origination fee) is not refundable. The Annual Percentage Rate (“APR”), may be slightly higher due to an Administrative Fee which is included in the computation of APR as Prepaid Interest.

Subject to specific underwriting criteria and ability to repay. Other restrictions apply. Not all applications will be approved.