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How it works

How Our Car Title Loans Work

  • Auto Title Loans in Long Beach California

1. BORROW ON YOUR VEHICLE.

The first step to obtaining a title loan from Fast Money Car Title Loans is to check if you are pre-qualified. Apply online filling out the secure online application, or by calling our loan office on 877.594.4025 during our business hours, or visit at one of our convenient locations. Tell us the year, make, model, and the current mileage of your vehicle (auto, car, boat, motorcycle, or RV). In addition, we will ask for some basic contact information such as your name, phone number so that our loan officers can walk you through the next steps.

  • about fast money loan

2. CASH IN AS LITTLE AS 30 MINUTES.

Now it is time to visit your nearest Fast Money Car Title Loans branch to complete the application process. We serve throughout all of California including Long Beach, Carson, Lakewood, Seal Beach, Signal Hill, Los Angeles County, Orange County, Riverside County, San Diego County, Sacramento County, and even Bakersfield.

When you visit any of our branches, you will meet our friendly agents and perform basic verification of the documentation and provide you with additional information about the loan and other details. This will also be a time for you to get answers to any questions you may have. After that, based on the value of your automobile, your ability to repay the loan, our cash loans are considered. If everything including all the documentation, the condition of the car is verified, we will need you to sign and approve a few documents. We’ll loan you up to 100% of it’s Manheim value. You are then all set to collect your check by the same day, oh, by the way, you also get to drive away in your car!

We’re here to help you get the cash you need with absolutely no credit check. We do not check with credit bureaus! As long as you have the financial ability to repay, we can work with you!

Please note that: *In certain very rare cases, your money may be received the following day. If you are approved by our Online/Phone Loan approval process, you will need to drop off your title in the nearest DMV office or in one of the Service Centers.

  • Auto Title Loans in Long Beach California

3. KEEP YOUR VEHICLE TO DRIVE.

Anytime you are ready to repay the loan in full, remember it is absolutely fine to pay it off early since we have no early repayment charges. Fast Money Car Title Loans payoff process is very simple and easy. All you have to do is call us to verify your final payoff amount and then deposit the final payment in our bank account or as directed by our loan officer. Our process is fine-tuned to help you stay one step ahead of the financial situations of daily life. Remember that you continue to enjoy the convenience & comfort of your car!

Our loans are available for all credit types. We are a No hidden fees company.

Financing From 18.59%-33.42% APR

We understand everyone has financial challenges in life, and that’s why Fast Money Car Title Loans exists. We’re here to help you get the cash you need as quickly as possible. We’ve been providing title loans since 1997, and we’re in this business to help people just like you. With Fast Money Car Title Loans, your guaranteed an affordable monthly payment.

Our Auto Title Loans program was designed to provide a quick and efficient financial solution to California residents that need money fast. The Fast Money Auto Title Loan program offers an APR as low as 18.59% and up to 33.42% for all qualifying customers that meet all the necessary criteria.

Our Title Loan Process Is Simple

  • Quickly fill out a simple online application.
  • Speak to one of our friendly loan representatives
  • Visit one of our many locations throughout all of California
  • Complete and submit the required documents
  • Get the cash you need and you keep driving your car

APR and Cost of Credit
Interest Rate: Fast Money Car Title Loans charges Interest rates starting as low as 17% simple interest and is dependent on your financial ability to repay your loan, creditworthiness, collateral, and agreed-upon terms. The Annual Percentage Rate (“APR”), may be slightly higher due to an Administrative Fee which is included in the computation of APR as Prepaid Interest.

APR: Maximum APR is 33.42%.

Administrative Fee: Fast Money Car Title Loans may charge an Administrative Fee. Administrative Fees are fully earned at origination. See examples below.

DMV or Lien Transfer Fees: Fast Money Car Title Loans may include a DMV Fee or Lien Transfer Fee in your loan.

No Pre-Payment Penalty: Fast Money Car Title Loans does not charge a pre-payment penalty.

No Minimum Repayment Period: There is NO minimum repayment period.

Loan Term: All loans are written for a period of 36 months. However, you may pay off the loan early without a prepayment penalty. We do not offer loans with a repayment period of 60 days or less.

Examples of 36 Month Loans:

Loan Amount $2,600.00 $2,600.00
Interest Rate 32% 17%
Term Length 36 Mo. 36 Mo.
Processing Fee $75.00 $75.00
DMV Lien Transfer Fee $15.00 $15.00
Monthly Payment Amount $115.97 $95.31
Total Cost Payable $4,164.68 $3,425.76

No Pre-Payment Penalty
The interest on the loan may vary depending upon the timing of the payments made. There is no prepayment penalty. This means that you can pay off your loan at any time without penalty, and you will only be charged interest during the time that you have an outstanding balance. However, the administration fee (origination fee) is not refundable. The Annual Percentage Rate (“APR”), may be slightly higher due to an Administrative Fee which is included in the computation of APR as Prepaid Interest.

Disclosure
Subject to specific underwriting criteria and ability to repay. Other restrictions apply. Not all applications will be approved.

FREQUENTLY ASKED QUESTIONS

What type of loans do you offer?

FAST MONEY LOAN offers Title Loans (also known as Pink Slip or “You Drive” loans) providing up to 100% of the vehicle’s Manheim value, and you can still keep your vehicle to drive.

What type of vehicles can I borrow on?

FAST MONEY LOAN offers Title Loans on autos, trucks, boats, watercraft, motorcycles, trailers, and RVs.

Do I need good credit to get a loan?

As long as you have the financial ability to repay, we can work with you.

Does my vehicle need to be paid off?

No. If you still owe a little money on the vehicle, we can pay off that debt as part of your new loan. Every situation is different, and we want to make sure you get exactly what you need.

What do I need to qualify for a loan?

FAST MONEY LOAN has a short list of required documents that your loan advisor will discuss with you. We make it easy for you to qualify in as little as 30 minutes!

Can I get a loan even if I’ve lost my job?

Yes! We understand that life can be challenging, and that’s why we’re here. We’ll help you get back on track, and the best part is that you can still keep your vehicle to drive.

How can I apply for a loan?

We make it super easy! Call us at 877-594-4025 or fill out the online application. If it’s more convenient, feel free to stop by one of our four locations nearest you.

Call Operator

THREE EASY WAYS TO APPLY:

1. Call 877-594-4025

2. Stop by one of our locations nearest you.

3. Or, Apply Online:

WHAT PEOPLE ARE SAYING

Duane

Fast Money Loan made it easy for me to get the cash I needed even though I don’t have good credit. Thank you!

DuaneLong Beach, CA
Stephanie

My parents couldn’t help me out any more, and I just needed to get through the semester of school. Thanks to Fast Money Loan I made it.

StephanieSan Diego, CA
Olivia

I didn’t think I would qualify, but Fast Money Loan was able to get me the money I needed within minutes. I couldn’t believe how easy it was.

OliviaPalm Springs, CA
Hector

I lost my job recently, and I needed cash to pay bills. Thankfully, I was able to keep driving my car while I look for work.

HectorRiverside, CA
© Copyright - Fast Money Car Title Loans
Loans made pursuant to the California Department of Business Oversight Finance Lenders license. We may check with a credit bureau to verify your identification, however your credit profile is never seen, shared, nor is it used in the loan decision process. An inquiry will not appear on your credit report, and will not affect your credit in any way.
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