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Riverside Transit

Getting around in Moreno Valley CA

Moreno Valley CA is located in Riverside County, California and is a part of the San Bernardino-Riverside Metropolitan Area. It is known for being a young and quickly growing city since the 1980s. Relatively cheap to live in, the city has attracted a number of new residents in the last 20 years.

Riverside Transit

When moving to a new city or planning your next trip, among the most important factors to consider is the transportation system in the city and how easy it is to get from point A to point B. Moreno Valley offers a range of transportation services and we’ll look at them in more detail to help you get around the city or visit surrounding areas.

Riverside Transit

The main transit agency for Western Riverside County, CA, the Riverside Transit Agency (RTA) provides passengers 34 available routes to local and regional destinations, with the options growing every year. Tourist trolleys and a dial-a-ride service are provided by the transportation company.

The Riverside Transit now offers the CommuterLink, which helps commuters to the city have access to transportation, including express buses. In 2017, the RapidLink Gold Line was launched, connecting Corona and UC Riverside along Magnolia and University avenues on an express service.

Getting around in Moreno Valley CA

The Moreno Valley/March Field Station

Getting around by train is another option for people traveling between Moreno Valley and another close by regions. The train station opened in 2016 and provides access to parking lots and connections to the Riverside Transit Agency Buses. Passengers can explore during the weekends with a $10 weekend Day Pass. Students receive a 25% off Monthly Pass, 7-Day Pass, One-Way and Round-Trip tickets, while children under 5 travel for free.

Additional discounts are available for seniors, disabled, or passengers on Medicare, as well as active military individuals.

Taxis

Taxi services such as those provided by Blue Royal Cab, JJ Upscale Taxi Rideshare, or Moreno Valley Yellow Cab will take passengers to airports, hospitals, or other institutions and destinations. Taxis are quite affordable in Moreno Valley and are a popular way of transportation for those in a hurry.

Uber

Uber is a great alternative ad you can reserve a car at any time. Prices will vary depending on the time of the day and destination.

Public transportation is not very popular in Moreno Valley CA and the majority of people use personal transportation. Research shows that the use of public transportation in Moreno Valley is 73% lower than the national average. If you live in the area and are in need of a car title loan but would like to keep your car, find out more about our service!

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Fantastic San Diego hotels to stay in

Fantastic San Diego hotels to stay in

Fantastic San Diego hotels to stay in

Sunny San Diego can be described as a dream place for travelers, explorers, and adventure seekers. The warm California vibes can absolutely be felt in the city and visitors of all ages and backgrounds can find something interesting to do here. Downtown San Diego will fulfill the desires of those looking for a lively and diverse environment, while travelers with a more chill approach to vacations can enjoy the relaxing activities such as sailing, hiking, or horseback riding. The city is also attractive to young families with kids, who can visit the San Diego Zoo, the Birch Aquarium, or SeaWorld, making memories for a lifetime.

We have a few top-quality hotel suggestions that will make your stay enjoyable and comfortable!

Pantai Inn

Pantai Inn is a luxurious and top-rated hotel available to San Diego lovers, which is positioned on the shores of the La Jolla coastline, a few minutes walking distance to the beach. The hotel will remind you of a trip to Indonesia as motifs from Bali have been incorporated in the interior and design of the buildings and facilities.

Exceptional customer service and beautiful rooms with stunning views can make you stay longer than intended. Visitors can take their experience to the next level by selecting a guest suite or cottage to stay in and enjoy amazing ocean or garden view. Guests can sunbathe all day long, stay at the wet bars or spa sections, making this hotel fun for travelers with a diverse set of interests.

The Pacific Terrace Hotel

The Pacific Terrace Hotel gives guests a quick and almost direct access to the warm beaches. This luxurious hotel is ideal for travelers looking for some relaxation time, rich ocean views, or a bit of surfing to spice things up.

You can pamper yourself with a massage around the pool or take a long walk (or a bike ride) to the boardwalk to free your mind and watch sunrises or sunsets. The Pacific Terrace Hotel is ideal for tourists as it is a walking distance away from main attractions such as SeaWorld, the Zoo, La Jolla, Legoland, and Torrey Pines State Beach.

The Inn at Rancho Santa Fe

Perfect for romance seekers, the Inn at Rancho Santa Fe is located in the countryside and is an ideal retreat place, enriched with luxury and a sense of antiqueness. Guests benefit from a shower for two and tempting soaking tubs, large floor-to-ceiling windows, and a fireplace.

The hotel is popular for hosting weddings or celebrating special events and anniversaries. Even if it isn’t your special day, you can have a fabulous time, with live music during your weekend meals at the Morada restaurant and a range of accessible fun activities such as sports, horseback riding, or sunbathing.

Kings Inn

Kings Inn is a renovated, centrally-located hotel, described by visitors as a “fun, retro hotel” close to a number of key city attractions. The stay at Kings Inn is affordable and reviews show that customers are satisfied with the quality of services and rooms available.

Reminiscent of a 50s/60s era motel, the Kings Inn offers guests classy and stylish rooms for a comfortable and enjoyable stay. The hotel provides a large pool area, perfect for a chill day with the family. The friendly hotel staff keeps visitors coming back every year and the hotel is highly recommended.

The Dana on Mission Bay

The Dana on Mission Bay has been highly rated for excellent customer service, spacious and clean rooms, mesmerizing balcony views of the ocean, and access to almost anything you could desire, from pontoon boats to jet skis.

The resort is surrounded by tropical landscapes and has a comfortable and easy-going atmosphere, perfect for relaxation. The hotel provides two heated outdoor swimming pools, access to sports facilities, and renting services. Location is also key as it is close to attractions such as SeaWorld San Diego.

If you still haven’t visited San Diego but are planning to, we hope that this list of fantastic hotel suggestions will make your stay unforgettable! On the other hand, you’ve planned out your vacation but are in need of some extra money for your stay, contact us to find out more about our quick car title loans, which will provide you with the financial help but also let you keep your vehicle! Worth the call, right?

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Never Miss Another Vacation Due to Lack of Finances | Car Title Loans

Never Miss Another Vacation Due to Lack of Finances

The average cost of a vacation is about $1100 per person. That doesn’t sound like very much at all, so what is stopping you from taking those vacations each year? There are many ways to put money away for a vacation little by little. You can take as little as $20 out of your paycheck each time you get paid and set it aside in a separate bank account or keep it hidden in your home somewhere. This is so much easier than having to pay off a vacation all at once.

Never Miss Another Vacation Due to Lack of Finances | Car Title Loans

There are also some vacation packages where you can make payments on your vacation, usually when you go through a travel agent. They can help you find a vacation within your budget and that feeds the criteria that you would like to partake in for your vacation. This is a great way to avoid paying a lump sum on your vacation.

Another great option that many may not know of is, qualifying for a car title loan. This option is pretty simple and not time-consuming like many other loans options. Fast Money Loan in California can assist you in the qualification process of getting approved for a title loan. You don’t need a co-signer or great credit, all you need is your vehicle title and they will handle the rest for you. Call 877-594-4025 and speak to a loan specialist to find out what steps you need to take to get the cash in your hand the same day!

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Need Cash to Furnish Your New Home? | California Car Title Loans

Need Cash to Furnish Your New Home?

You’ve just moved into your new place, that you’ve been waiting on for such a long time. You saved up the money for moving cost, any storage needed and realized that the furniture you have, just isn’t enough to furnish the space the way you imagined. The last thing you want to do is put more money into the place after having to save up and put it all up for your new home. So, what options do you have left?

Need Cash to Furnish Your New Home? | California Car Title Loans

You can use one of those furniture rental places. This way you don’t have to put up hundreds of dollars for furniture on the spot and if you aren’t sure about the look you can always change it. When using furniture rental companies, you usually pay a small fee upfront and then a small monthly fee each month for each item you choose for your home. This is ideal for military families or others who are temporarily in a rental home and will be moving around frequently. They may also run a credit check .

so if your credit is not the best, you can get a co-signer to assist you in getting your rental furniture.

Another option for those who do not want to worry about their credit or bother with getting a co-signer is, obtaining a car title loan. Fast Money Loan, located in California, specializes in qualifying people with title loans who are in need of cash right away. Credit is not an issue. Just give us a call or visit one of our locations and we will walk you through the qualification process and get your cash in hand within 30 minutes of approval. Call 877-594-4025, we’re waiting for your call!

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Loan for Students

Smart Strategies to manage your Student Loans

Student loan debt can be overwhelming and many people end up paying it off well into their 40-s and 50-s. We have a few strategies to help you manage your loans better.

Understand Your Loans

Many students don’t really understand the terms of their loans and end up overpaying down the road. Know the type of loans you have, the interest rates, balances, and grace periods. You may have Perkins loans, subsidized and unsubsidized Stafford loans or private loans. If you visit your loan servicer’s website, you will be able to see each loan account, balances, interest rates and current repayment plan. Be aware that frequently students have loans managed by 2 or 3 different servicers. Two common servicers are Navient and Great Lakes. If you go to the Department of Education website, you will find help creating a smart repayment plan.

strategies-to-manage-student-loans

Know the Numbers

It is crucial for you to know the precise amount of money you owe if you want to have control over your student loans. Most students end up with multiple loans and sometimes lose track of them before and during repayment. Know how many loans you have, how much you have to pay each month, the interest rates of each loan and the grace periods.

If you are a current student or a recent graduate, ask your financial administrator at School for assistance or visit the National Student Loan Data System website or Clearinghouse Meteor Network website to find out how much you owe. You can also see all of your loans and debt by checking online your credit report at AnnualCreditReport.com.

Accelerate Your Loan Repayment

You can either pay less money for longer time at a high interest rate, or you can pay more money than the minimum for a shorter time with a lower interest rate. Basically, the faster you pay back your loan and the more money you pay each month, the less interest you will have to pay, thus paying less overall and getting out of debt sooner.

Refinancing

A lot of students end up refinancing their federal student loans; however, this means that you will lose your right of using benefits, such as loan forgiveness and income-based repayment plans. If you are interested in refinancing your student loans consider contacting different lenders to compare total repayment amounts and get a complete picture of your options.

SoFi, CommonBond, Citizens Bank and LendKey are decent lenders who offer good interest rates. LaurelRoad has interest rates starting from 2.99% to 6.99%; Earnest has very decent interest rates, too, between 2.57% and 6.39%; CommonBond offers interest rates starting from as little as 2.57% to 7.12%. SoFi and Earnest might even help you get employed if you struggle with finding a job.

Avoid Default

Depending on what school you are attending, your loans may have a grace period of 3 months, 6 months, or more and the same goes for the total repayment period. Despite most students starting a job right after graduation, often times they are stuck under the burden of repaying these student loans.

If you are more than 270 days late with your payments, your loans will go into default, which is going to lead to taking away your social security benefits. Remember that no matter how difficult your financial situation is, you ought to make at least the minimum payments.

Federal Student Loan Consolidation

This gives you the option to merge all of your student loans into one, thus get rid of all the different interest rates, however, bear in mind that you will, indeed, pay one interest rate but it is going to be quite high.

Aim Higher

Firstly, focus on the loans with the highest interest rate because they will add up the most to your overall debt. Afterwards, shift your focus on the second to last debt with the highest interest rate. This may be challenging, but you will save a significant amount of money if you pay off the costlier debts first. Since your interest rate is based on your principal, another smart move would be to pay extra principal because this will lower your interest payment.

Automatic Payments

Once you have started a job and have consistent, reliable income, you can set up your payments to be automatically withdrawn on a monthly basis. This is just a precaution in case your life gets too hectic and busy and you forget to make your payments on time. Another bonus is that you will get a small reduction on your interest rate.

Programs And Forgiveness

Income-based repayment programs allow you to be forgiven from your outstanding loan money after 25 years of regular payment. However, there are certain criteria to be met if you want to use the benefits of IBRP, like the payments you have to make on your federal student loans must exceed 15% of your total earnings above 150% of the poverty level.

Pay As You Earn (PAYE)

This is a good program which will forgive outstanding money on your federal student loan after 20 years of regular payment. To be eligible to use PAYE your payments must exceed 10% of your total income above 150% of the poverty level. There are other criteria which must be met in order to qualify for the program.

Public Service Loan Forgiveness

Certain people can be eligible for PSLF after 10 years of qualifying payments. One of the stipulations is that you must be hired by a non-profit organization, volunteer organization or other public service organization. It is worth doing your own research to see what your chances of benefiting from this program are.

The approximate number of people with student loans in the USA is 40 million with around $1.3 trillion total debt. In 2014 the federal government seized portions from the social security checks of about 135,000 people because their loans went into default. Get educated about your student loan repayment options, pay more than the minimum whenever you can and do whatever is necessary to avoid defaulting on your loans. Don’t worry, you are not alone. There is free student loan counseling available from the Federal Government, from your loan servicer and from most reputable banks. If you feel overwhelmed or fell behind on your payments, contact your servicer as soon as possible. Do not wait. You can get back on track with some timely action.

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