Auto Title Loans in Long Beach California


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We understand everyone has financial challenges in life, and that’s why Fast Money Loan exists. We’re here to help you get the cash you need with absolutely no credit check. You’re guaranteed fast money at an affordable monthly payment.


We’ve been providing title loans since 1997, and we’re in this business to help people just like you. There’s nothing that satisfies us more than seeing you walk away with the cash you need.


Tell us the year, make, and model on your auto, boat, motorcycle, or RV, and we can loan you up to 100% of its value. You keep the vehicle to drive, and you’ll have cash in your hands in as little as 15 minutes.

Auto Title Loan No Credit Check: An Auto Title Loan Is an Option to Stay Afloat

Finding yourself short on cash can be highly stressful and more than a little embarrassing. Unfortunately, today’s economic distresses have caught many families unprepared to pay for higher expenses, unexpected purchases, and ever-increasing medical costs. Something as simple as a flat tire or a trip to the doctor’s office can disrupt a family’s financial situation. Very often, credit card and payday cash advances are used to carry the family through these rough times, but there is a better option: auto title loans.
Instead of racking up even more debt on a credit card that is already stretched to the limit or getting a payday loan at astronomical interest rates, equity loans on car titles are fairly easy to acquire, do not involve a credit check, offer low interest rates, and the money is in your bank account in no time at all.

What Are Auto Title Loans?
Auto title loans are short term cash sources secured against the title of a vehicle. This added security allows the lender to offer significantly lower interest rates than other fast cash options, regardless of a current credit rating or past bankruptcies. The online application process is convenient and secure and a decision is made rapidly, providing borrowers with the money needed as soon as possible without charging outrageous interest rates.

Comparing Cash Sources
Most people think of going to a bank when they need to borrow money for a big purchase, such as a house or a car. These large purchases are investments in valuable property. Banks are able to offer lower rates because the item being purchased is valuable and can be offered as collateral, which provides security to the lender. These are called ‘secured’ agreements. Unsecured agreements are those made without any collateral, thereby increasing the risk of repayment to the lender. As a result, they come at a higher price.
The most common of these unsecured arrangements are credit card and payday cash advances. Credit card cash advances often require the payment of fees and the interest rate is higher than for purchases. Also, many card holders do not realize that their payments are applied to purchases first. The cash advancement debt, held at a higher interest rate, is not paid until all of the purchase debt is paid off. This means that the more expensive debt is around for a longer period of time, incurring a greater interest expense. Also, if the interest charged puts a borrower over their credit limit, they are also hit with penalties, interest on the penalties, and so on. The cycle can be devastating. Unlike credit card cash advances, which come without the fees, higher interest rates, or risks to your credit rating, equity loans on car titles are convenient, secure, and affordable.

Payday advances use the fact that a person has a job as reason enough to approve a loan. This convenience comes at the highest price allowed by law. Interest rates on payday advances can be in the thousands, once the rate is calculated over the period of a year. This means that the amount paid back can be many times the amount that was borrowed in the first place. Equity loans on car titles, however, offer low interest rates, reasonable payment schedules, and the freedom needed to get back on your financial feet.

Qualifying & Applying
To qualify, borrowers must be at least 18 years of age, they must own a car worth at least $2500, and the car used as collateral can be 10 years old or less. The borrower must have free and clear title to the vehicle being used as collateral. This means there are no other liens against the car or truck. The borrower must also provide personal information, driver’s license, social security card, vehicle registration, proof of insurance, most recent pay stub and a current home phone bill and electric bill. The borrower must also provide four character references and have a spare set of car keys. All of this, aside from the keys, can be provided online through a secure website, all from the convenience and privacy of home.

Benefits of Auto Title Loans
Equity loans on car titles are able to provide borrowers with a lower than average rate when a car is offered as collateral. Auto title loans are easy to apply for online and approval occurs quickly. While most equity loans take days or even weeks to be approved, equity loans on car titles are often approved within 60 minutes.
Instead of paying outrageous interest rates, or waiting weeks for a home equity loan, borrowers can resolve short term cash needs with secure, convenient, and reasonably priced auto title loans today.

What to Look for in No Credit Check Loans?
Loans that don’t require a credit check are easily found, the hard part is figuring out which one is the best for you. How much you get for loans that don’t require credit checks will vary from a few bucks, up to lots of money, this is dependent on what your income is and a couple of other requirements. If you’re looking to get some money fast, learn your options by reading the rest of this article.
Getting quick money is one of the great things about living here. There are hundreds of different options to get money without checking credit. You have choices like payday loans, cash advances, and auto title loans. So you can figure out which is best for you, we’ll take a look at each one in a little more detail.
Due to their higher risk on the lender’s part, no credit check loans cost more than traditional loans. This doesn’t change the fact that they are needed by millions of people without a good credit history. Depending on these loans, however, is a very dangerous financial tactic. Missing a payment can send you down the deadly debt spiral… No credit check lenders make a lot of money when you don’t pay the loan back in penalties and extension fees. They expect that lots of people are going to struggle repaying them.

No Credit Check Auto Title Loans
Title loan lenders don’t care what your credit score is, and they don’t pay a lot of attention to what your income is like, what they do care about is how much your car is worth and if it’s paid off. Auto title loans are one of the few no credit check secured loans around. The amount you can borrow depends on what your car is worth, and then it’s usually only up to 50% of that. Your car has to be paid in full, and most lenders have rules about the minimum value of a car before they can give you a loan (usually more than $5000). Since title loans are so easy, they’ve become very popular.
Your car will be repossessed if you don’t make the payments… Lots of people struggle with title loans because they borrow more than they can afford to repay. Title companies don’t care about your employment history, so they can give you cash while knowing that you don’t have a method to pay it back. Your car will be re-possessed and sold, and you’ll get nothing from it!
These certainly aren’t your only options when it comes to getting cash without a credit check, but are the most common and easiest to get.
The auto title loan no credit check is the best auto title loan you can have. Try it today and you won’t regret it.


How It Works

Need cash? FAST MONEY LOAN can provide you with an auto title loan today!

    • Tell us the year, make, and model of your auto, boat, motorcycle, or RV.
    • With no credit check, we can loan you up to 100% of the vehicles value.
    • We set up an affordable monthly payment plan.
    • You keep it to drive and walk away with cash in as little as 15 minutes.
© Copyright - Fast Money Car Title Loans
Loans made pursuant to the California Department of Business Oversight Finance Lenders license. We may check with a credit bureau to verify your identification, however your credit profile is never seen, shared, nor is it used in the loan decision process. An inquiry will not appear on your credit report, and will not affect your credit in any way.
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