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How It Works

  • Auto Title Loans in Long Beach California

1. BORROW ON YOUR VEHICLE.

Apply by calling 877-594-4025, online, or at one of our four convenient locations. Tell us the year, make, and model of your vehicle (auto, boat, motorcycle, or RV), and we’ll loan you up to 100% of it’s Manheim value.

2. CASH IN AS LITTLE AS 15 MINUTES.

As long as you have the financial ability to repay, we can work with you!

  • Auto Title Loans in Long Beach California

3. KEEP YOUR VEHICLE TO DRIVE.

FAST MONEY LOAN is here to help you get back on track, and the best part is that you can still keep your vehicle to drive.

Financing From 18.59%-33.42% APR


We understand everyone has financial challenges in life, and that’s why Fast Money Loan exists. We’re here to help you get the cash you need as quickly as possible. We’ve been providing title loans since 1997, and we’re in this business to help people just like you. With fast money loan your guaranteed an affordable monthly payment.

Our Diamond Express program was designed to provide a quick and efficient financial solution to California residents that need money fast. The Fast Money Diamond Express program offers an APR as low as 18.59% and up to 33.42% for all qualifying customers that meet all the necessary criteria.

Our Diamond Express Process Is Simple

  • Fill out a 2-minute online application.
  • Speak to one of our friendly loan representatives
  • Visit one of our many locations throughout all of California
  • Complete and submit the required documents
  • Get the cash you need and you keep driving your car

APR and Cost of Credit
Interest Rate: Fast Money Loan charges Interest rates starting as low as 17% simple interest and is dependent on your financial ability to repay your loan, creditworthiness, collateral, and agreed-upon terms. The Annual Percentage Rate (“APR”), may be slightly higher due to an Administrative Fee which is included in the computation of APR as Prepaid Interest.

APR: The Diamond Express Loan maximum APR is 33.42%

Administrative Fee: Fast Money Loan may charge an Administrative Fee. Administrative Fees are fully earned at origination. See examples below.

DMV or Lien Transfer Fees: Fast Money Loan may include a DMV Fee or Lien Transfer Fee in your loan.

No Pre-Payment Penalty: Fast Money Loan does not charge a pre-payment penalty.

No Minimum Repayment Period: There is NO minimum repayment period.

Loan Term: All loans are written for a period of 36 months. However, you may payoff the loan early without a prepayment penalty. We do not offer loans with a repayment period of 60 days or less.

Examples of 36 Month Loans:

Loan Amount $2,600.00 $2,600.00
Interest Rate 32% 17%
Term Length 36 Mo. 36 Mo.
Processing Fee $75.00 $75.00
DMV Lien Transfer Fee $15.00 $15.00
Monthly Payment Amount $115.97 $95.31
Total Cost Payable $4,164.68 $3,425.76

No Pre-Payment Penalty
The interest on the loan may vary depending upon the timing of the payments made. There is no prepayment penalty. This means that you can pay off your loan at any time without penalty, and you will only be charged interest during the time that you have an outstanding balance. However, the administration fee (origination fee) is not refundable. The Annual Percentage Rate (“APR”), may be slightly higher due to an Administrative Fee which is included in the computation of APR as Prepaid Interest.

Disclosure
Subject to specific underwriting criteria and ability to repay. In order to qualify, customers must have a 620 FICO score or greater. Principal amounts for Diamond Express Loans start at $2,600. Other restrictions apply. Not all applications will be approved.

FREQUENTLY ASKED QUESTIONS

What type of loans do you offer?

FAST MONEY LOAN offers Title Loans (also known as Pink Slip or “You Drive” loans) providing up to 100% of the vehicle’s Manheim value, and you can still keep your vehicle to drive.

What type of vehicles can I borrow on?

FAST MONEY LOAN offers Title Loans on autos, trucks, boats, watercraft, motorcycles, trailers, and RVs.

Do I need good credit to get a loan?

As long as you have the financial ability to repay, we can work with you.

Does my vehicle need to be paid off?

No. If you still owe a little money on the vehicle, we can pay off that debt as part of your new loan. Every situation is different, and we want to make sure you get exactly what you need.

What do I need to qualify for a loan?

FAST MONEY LOAN has a short list of required documents that your loan advisor will discuss with you. We make it easy for you to qualify in as little as 15 minutes!

Can I get a loan even if I’ve lost my job?

Yes! We understand that life can be challenging, and that’s why we’re here. We’ll help you get back on track, and the best part is that you can still keep your vehicle to drive.

How can I apply for a loan?

We make it super easy! Call us at 888-694-7083 or fill out the online application. If it’s more convenient, feel free to stop by one of our four locations nearest you.

THREE EASY WAYS TO APPLY:

1. Call 877-594-4025

2. Stop by one of
four locations nearest you.

3. Or, Apply Online:

WHAT PEOPLE ARE SAYING

Duane

Fast Money Loan made it easy for me to get the cash I needed even though I don’t have good credit. Thank you!

DuaneLong Beach, CA
Stephanie

My parents couldn’t help me out any more, and I just needed to get through the semester of school. Thanks to Fast Money Loan I made it.

StephanieSan Diego, CA
Olivia

I didn’t think I would qualify, but Fast Money Loan was able to get me the money I needed within minutes. I couldn’t believe how easy it was.

OliviaPalm Springs, CA
Hector

I lost my job recently, and I needed cash to pay bills. Thankfully, I was able to keep driving my car while I look for work.

HectorRiverside, CA
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Loans made pursuant to the California Department of Business Oversight Finance Lenders license.

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